Wednesday, August 18, 2010

3 Mistakes to Avoid When Claiming for Disability Benefits

When filing for claims based on disability, it is easy to get overwhelmed. Here are 3 potential mistakes people usually make and how to avoid them.

a. Not Specifying Mental Illnesses in the Application
Applications for social security disability or SSD are evaluated on both mental as well as physical grounds. Both physical and mental conditions are evaluated in a very similar manner. If a claimant has a mental impairment, this needs to be included in the application. Sometimes, the presence of a severe mental disability coupled with a mild physical disability can be sufficient to help the applicant qualify for such disability benefits, independently or in support of a physical impairment. Cases of mental illness, such as depression, post traumatic stress, bi polar disorder and schizophrenia such be included when filing a claim.

b. Assumption that Disability Lawyers are Expensive
These days, it is easy to hire a social security disability lawyer and they get paid only once the case has been won. Therefore, anyone can afford the services of such lawyers. Most attorneys will only collect a fee if you get approved for your benefits. Disability lawyers can help you sort through the rules, laws and other guidelines to help you get approved for benefits.

c. Not Preparing for SSD Hearing
Not arriving to the hearing location at the right time can mean rescheduling of the case several months later! Not familiarizing oneself with one’s own claim file and providing a thorough record of medical history and supporting documentation can be a huge mistake for those without representation. However, claimants with access to social security disability lawyer services need not worry about this clause because the lawyer reviews and handles all aspects of the claim.

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